This covers the building and the accessories against damage by fire or any of the Special Perils and against theft of the accessories/contents. The sum of the building should be clearly stated, distinct from the sum on the contents to be endorsed to the policy. A schedule of the insured contents must be obtained which would form part of the policy. A preliminary survey report should accompany each proposal form.
This cover is for an individual for contents of the building and all otherValuables ( on all Risk basis) against theft and fire risks. A schedule of the covered items must be made available otherwise the single article limit of the policy would apply during claims. Receipts of the items should not be demanded at the proposal stage.