Your home is where you live and where your possessions are, chances are it's your greatest asset, but more than possessions and assets, it's your home…and you need to protect it. Home insurance provides a safety net for you and your family when certain unfortunate events happen like theft, fire, burglary and vandalism. If your home was destroyed by fire today, you'd need the financial resources to replace or repair it.
At Adic insurance you can protect special items such as jewelry, silverware, business property, cameras, cellular phones and more with extended coverage options. We also provide Burglary insurance for Private Dwelling, and Commercial/Industrial Premises.
House Holders Comprehensive
This cover is for an individual for contents of the building and all otherValuables ( on all Risk basis) against theft and fire risks. A schedule of the covered items must be made available otherwise the single article limit of the policy would apply during claims. Receipts of the items should not be demanded at the proposal stage.
House Owners Comprehensive
This covers the building and the accessories against damage by fire or any of the Special Perils and against theft of the accessories/contents. The sum of the building should be clearly stated, distinct from the sum on the contents to be endorsed to the policy. A schedule of the insured contents must be obtained which would form part of the policy.
A preliminary survey report should accompany each proposal form.